Payments

 Payments

Dealsncarts is an online market place. Buyers need to pay for their purchase.We provide various payments options to our customers to make payments. However there can be questions regarding payments and purchases.Please refer the following details for any payment and purchase related queries.

 

How can I make payments for purchase on Dealsncarts?

Dealsncarts provides with you many option for making payments like Internet Banking, UPI, Wallets Gift Cards and Cash on Delivery.

We accept payments through Visa, MasterCard, Maestro and American Express credit/debit cards with Flash Checkout option from Razorpay payment gateway.

You can always be assure of secure payments through encrypted technology. Your all payments will remain confidential.

 

Are there any concealed charges on the prices of products that I purchase?

There are NO concealed or hidden charges on the product price. The price displayed and listed on the products is final and all included. The price that you see on the product page is absolutely what you pay.

Delivery charges may be extra depending on the seller. There can be different charges for remote location. Please refer respective seller policy for the same.

About cash on delivery.

Dealsncarts provides cash on delivery products for those buyers who do not find online payment a pleasant and secure option. Cash on delivery is the option to make the payment on the spot at the time of delivery of the products at your doorsteps. You don’t need to do any advance payment for any purchase you made.

Can I use my debit or credit cards?

We accept the payments through debit and credit cards for any purchases you made on our website. All cards should be issued in India, Debit cards and credit cards issued outside India charges will be levied accordingly.

For the payments using debit card you will require your debit card number,debit card expiry date,3 digit cvv number on the backside of your debit card. You will be redirected on bank page where you can proceed with your payment by providing online secure password. All passwords and details will be secure in an encrypted technology and confidential.

For the payments using credit cards you will require your credit card number,credit card expiry date,cvv number on the backside of your credit card. You will be redirected to bank page where you can proceed with your payment by providing online secure password. All passwords and details will be secure in encrypted technology and confidential.

We accept payments made through Rupay,visa,maestro,master,American cards.

How safe to use online payment.

In Dealsncarts we believe in maintaining high level of security of details of our users. Your online transaction will highly secure with 128 bit ssl encryption that is considered logically unbreakable and two factor authentication for protecting your card information while transmitting it to the respective banks for payments processing.

All your credit and debit cards transactions are processed through trusted payment gateways companies.Banks nowadays use 3D secure technology to give additional surface to your online payments transactions.

What action Dealsncarts take to avert any card fraud

In Dealsncarts we work hard in preventing in any card fraud. We understand card fraud identification and determination is the principal key for online business.Our online payment partner keeps constant track of any fraudulent or distrustful activity and transactions,if found relevant our team halt such possible fraudulent transaction and undergo manual inspection of such transactions.

In such a case if such fraud is identified by our team such transactions will be kept on hold,transaction will not be proceeded for such distrustful transaction. Such possible fraudulent users will be asked to provide identity proof so as to assure that transactions are done by genuine card holder.

We duly apologize for any inconvenience face by our customers. We request co-operation for safe and secure online business transaction environment at larger interest.

What is 128 bit encrypted technology,two factor authentication and 3D technology

128 bit encryption technology is adata file encryption technique that uses a128 bit key to encrypt data or files. It is most secure encryption methods used in modern technology.128 bit encryption is considered to be logically unbreakable.

Two factor authentication is a method of confirming a users claimed identity in which a computer user is granted access only after successfully presenting two or more pieces of evidence to an authentication mechanism.

3D secure password is implemented by visa and master card in partnership with card issuing banks.3D security adds an extra layer of security to your online transactions through identity authentication for your online credit and debit card transactions. Password that is created by you is known only to you. It means card is used only by you.

How to get 3D secure password from bank.

By visiting and registering on your bank website you can get 3D secure password for your credit card and debit card transaction.

Can Net banking can be used for payment?

Dealsncarts provides an option to its user to make payments through netbanking towards there order.You can directly transfer fund from there bank account. This will be highly secure transaction.

You can use following banks option for Net Banking.

Airtel Payment Bank

Axis Bank

Allahabad Bank

Andhra Bank

Bank of Bahrain and Kuwait

Bank of Baroda

Bank of India

Bank of Maharashtra

Catholic Syrian Bank

Central Bank of India

Citibank

City Union Bank

Cosmos Co-operative Bank

Deutsche Bank

Development Credit Bank

Dhanlaxmi Bank

Dena Bank

Development Bank of Singapore

Equitas Small Finance Bank

IDFC Bank

Federal Bank

HDFC Bank

ICICI Bank

IDBI Bank

JanataSahakari Bank (Pune)

Indian Overseas Bank

Indian Bank

IndusInd Bank

Jammu & Kashmir Bank

NKGSB Co-operative Bank

Punjab & Maharashtra Co-operative Bank

Punjab & Sind Bank

Lakshmi Vilas Bank

Karnataka Bank

KarurVysya Bank

Kotak Mahindra Bank

RBL Bank

Oriental Bank of Commerce

Punjab National Bank

Royal Bank of Scotland

South Indian Bank

Saraswat Co-operative Bank

ShamraoVithal Co-operative Bank

State Bank of Bikaner & Jaipur

State Bank of Patiala

Standard Chartered Bank

State Bank of Hyderabad

State Bank of India

State Bank of Mysore

Tamilnadu State Apex Co-operative Bank

UCO Bank

The Nainital Bank

Union Bank of India

State Bank of Travancore

Syndicate Bank

Tamilnadu Mercantile Bank

United Bank of India

Vijaya Bank

YES Bank

 

Cash on Delivery products.

All those items mentioned as cash on delivery available.by selecting COD option on your checkout page. Once verified and confirmed you product will be ready shipment on the date specified at the time of your conformation of your order.by COD you can get the selected product on your doorsteps by making the payment on the spot to our courier partner.

Terms and condition for COD payments

Only cash payment for COD

Maximum order value for COD is 10000

Gift cards cannotbe used for cash on delivery products

Is payment option available through EMI?

Yes, you can make payments through EMI. Dealsncarts provides you an option to purchase a product through easy EMI. We have tied up with all the leading banks.  You can pay your installments through credit cards. You can know about your amount of installment and duration of paying EMI by clicking reference link given on the product page under Bank EMI option.